Categories for Uncategorized

What Types Of Refinance Are There?

Although all refinance loans require a full loan package, qualification and documents (one possible exception is perhaps your own bank offering abridged equity lines where they have all your other accounts), there are 4 basic reasons/types of refinances. Full doc/80%...
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What Are The Actual Numbers?

The latest complete month available is November 2021. All numbers are year over year comparisons to November 2020. The total number of sales was 3,181, a slight decline of 3.5%, however the median price for all sales was $919,000, a...
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What Were The Actual Numbers?

The total number of homes sold for February, (the last complete month available), was 2,725, up 13% from 2/20 (all comparisons are for same month year over year). Single-family homes numbered 1,671, up 10.6%. Condo sales continued their growth with...
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Orange County Housing Market Sizzles

Doubles – doubles aren’t just for burgers anymore, the OC housing market is sizzling too and it’s pretty much all price ranges and housing types. There are only 36 out of 380 months, between 1988 and 2020 that qualify as...
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Being Competitive With Your Offer…

It isn’t always who has the highest offer, there are many other factors; your down payment position, contingency positions, loan approval, repair considerations, escrow length, contingent offers on another home being sold, rent back flexibility.  So how to navigate… Your...
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Housing Appears Poised For Strong 2021

Welcome to our first  newsletter of 2021. Wow, what amazing finish to one of our most difficult years ever, in terms of worry and hardship; but those who had the nerves to pursue housing were rewarded on both the seller...
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Many Loan Programs To Choose From…

If you are shopping for a loan to buy or to refinance an existing mortgage, make sure you truly understand your loan product. Know not only how many years it is amortized for, but also when is the loan due....
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Headlines Confirm, Slowdown is Here…

The Sunday June 9th headline in a local paper quoted “Reports On Housing” reports that inventory in the 4 county southland of Los Angeles, Orange County, San Bernardino and Riverside, rose substantially to 36,335 as of May 30th, up from...
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