Prices, rates, and incomes. We know that incomes will drive housing prices quicker during recessionary times as incomes will decline quicker than they will rise. Inflation can act as a decelerator on wage increases. We have seen the impact of...
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Many people thought the market would plunge into a recessionary state with wild price drops. Why didn’t this happen? Largely because most of the people struggling with housing insecurity, are renting. This is causing a massive stabilization of rents and...
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If you are shopping for a loan to buy or to refinance an existing mortgage, make sure you truly understand your loan product. Know not only how many years it is amortized for, but also when is the loan due....
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Are you an optimist or pessimist or realist? How you view things may decide which headline you believe is the most telling of things to come for the SoCal real estate marketplace. CoreLogic released final figures for January and that...
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Millionaire David Bach has a message for Millennials, don’t wait to buy. It is nearly impossible to build retirement and personal wealth without home ownership. For example, if one rents a 2 bedroom apartment for the approximate average rate of...
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There are many differences between a mortgage broker and a bank. Brokers offer you choices and are also your advocate. Wouldn’t you want a personal shopper who is looking out for your best interest? Watch this video and then...
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One of the biggest worries of hopeful homebuyers is an unfavorable credit score. We all know that the economy has been anything but reliable and the occasional black mark on your credit report is something that brokers and lenders deal...
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The inflationary hit on household saving accounts should start to ease for the second half of 2023. The Wall Street Journal 7/13/23 article points to a general decline in inflation
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