Categories for First-time Homebuyers

Signs You’re Ready To Buy A Home

1. Don’t assume you cannot 2. Rising rent fatigue – yet more of your income unpredictability.  3. Your credit score is cleaned up and has improved history.  4. You have managed debt and lower ratios of debt.  5. Tired of...
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Bet On Housing In 2020

It is hard to believe that housing prices will rise yet again in 2020, but that is exactly the prediction of Chapman’s Jim Doti and many other local economists. The culprit, if you wish to call it that, is once...
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Many Loan Programs To Choose From…

If you are shopping for a loan to buy or to refinance an existing mortgage, make sure you truly understand your loan product. Know not only how many years it is amortized for, but also when is the loan due....
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Headlines Confirm, Slowdown is Here…

The Sunday June 9th headline in a local paper quoted “Reports On Housing” reports that inventory in the 4 county southland of Los Angeles, Orange County, San Bernardino and Riverside, rose substantially to 36,335 as of May 30th, up from...
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Three Myths To The Current Housing Market…

Three myths to the current housing market: #1) We are headed for a bubble.  Homes have risen in prices for 76 straight months.  However, this next recession will be considered a “normal” recession after years of economic growth and employment. ...
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