Categories for First-time Homebuyers

Why So Many Refinances…

Good question… it doesn’t technically hurt you to refi again and again, if you are going to stay in a property long enough to get your investment back on the cost of your refinance and substantially lower your payment, usually...
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What Were The Actual Numbers?

The total number of sales was 1,635, which was down 50%! (All numbers are comparing May, the last full month available, 2020 and 2019). Single-family resales came in at 1,043, also off 50%. Condos had 427 closed sales down 54%,...
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The Market Is A Little Crazy

Tight Inventory, ever rising rents, killer interest rates, the market is really a little crzy! Tenants are struggling with 9 straight years of rent hikes, as we continue to have a housing crisis of epic proportions. That may sound dramatic,...
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Signs You’re Ready To Buy A Home

1. Don’t assume you cannot 2. Rising rent fatigue – yet more of your income unpredictability.  3. Your credit score is cleaned up and has improved history.  4. You have managed debt and lower ratios of debt.  5. Tired of...
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Bet On Housing In 2020

It is hard to believe that housing prices will rise yet again in 2020, but that is exactly the prediction of Chapman’s Jim Doti and many other local economists. The culprit, if you wish to call it that, is once...
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Many Loan Programs To Choose From…

If you are shopping for a loan to buy or to refinance an existing mortgage, make sure you truly understand your loan product. Know not only how many years it is amortized for, but also when is the loan due....
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Headlines Confirm, Slowdown is Here…

The Sunday June 9th headline in a local paper quoted “Reports On Housing” reports that inventory in the 4 county southland of Los Angeles, Orange County, San Bernardino and Riverside, rose substantially to 36,335 as of May 30th, up from...
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