Author Archives for Lori Fernandez

Signs You’re Ready To Buy A Home

January 13, 2020 10:08 am Published by Comments Off on Signs You’re Ready To Buy A Home

1. Don’t assume you cannot 2. Rising rent fatigue – yet more of your income unpredictability.  3. Your credit score is cleaned up and has improved history.  4. You have managed debt and lower ratios of debt.  5. Tired of...
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Bet On Housing In 2020

January 13, 2020 9:38 am Published by Comments Off on Bet On Housing In 2020

It is hard to believe that housing prices will rise yet again in 2020, but that is exactly the prediction of Chapman’s Jim Doti and many other local economists. The culprit, if you wish to call it that, is once...
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Where To Retire?

September 10, 2019 3:14 pm Published by Comments Off on Where To Retire?

This is an extremely personal decision, based on family, personal goals, likes, hobbies, etc. However, how much should economics play in this decision? For some couples, it’s everything, because they have priced themselves out of California, even though they would...
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Many Loan Programs To Choose From…

July 15, 2019 9:27 am Published by Comments Off on Many Loan Programs To Choose From…

If you are shopping for a loan to buy or to refinance an existing mortgage, make sure you truly understand your loan product. Know not only how many years it is amortized for, but also when is the loan due....
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Headlines Confirm, Slowdown is Here…

July 15, 2019 9:21 am Published by Comments Off on Headlines Confirm, Slowdown is Here…

The Sunday June 9th headline in a local paper quoted “Reports On Housing” reports that inventory in the 4 county southland of Los Angeles, Orange County, San Bernardino and Riverside, rose substantially to 36,335 as of May 30th, up from...
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What Were The Actual Numbers?

June 6, 2019 10:51 am Published by Comments Off on What Were The Actual Numbers?

The total number of sales for the month of April (the last complete month available) was 2,967. This number is off 8% from April of 2018. The median price rose 2.8%, but only because of new homes, which rose 9.3%...
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